Since January, Tirana Bank, part of Balfin Group, has added Apple Pay to its payment systems. Therefore, all Tirana Bank customers can now make payments easily and quickly using their iPhone or Apple Watch.

Apple Pay: what it is and how it works

Apple Pay is Apple’s mobile payment service, launched on October 20, 2014, which allows users to make payments in stores, apps, and on the web using all Apple-branded devices (iPhone, Apple Watch, iPad, Mac, and Vision Pro).

Apple Pay effectively replaces physical credit or debit cards with secure contactless transactions authenticated through Face ID (3D facial recognition), Touch ID, or PIN.

How to use Apple Pay online or in an app

  • Tap the “Apple Pay” button or select Apple Pay as the payment method.
  • To change the default card, tap “Other Cards” or “Change Payment Method”.
  • If necessary, enter your billing, shipping, and contact information.
  • Confirm the payment.
  • Once the transaction is successful, “Done” and the ✓ symbol will appear.

How to use Apple Pay in a physical store

  • Tap the “Apple Pay” button or select Apple Pay as the payment method.
  • A QR code will appear on the screen.
  • Use your smartphone or tablet camera to scan the QR code.
  • If necessary, enter your billing, shipping, and contact information.
  • Confirm the payment.

Important note: before using Apple Pay, you must have linked an eligible credit or debit card to your Apple Wallet.

Apple Pay and ecommerce in Albania

The introduction of Apple Pay by Tirana Bank represents another step forward for the development of ecommerce in Albania, as it simplifies the purchasing process for consumers, making it even safer and faster. Tirana Bank is the fourth bank in Albania to introduce Apple Pay after Credins Bank, ProCredit Bank, and Raiffeisen Bank.